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Marriott Bonvoy® Debit Card
Earn 10,000
Bonus Points
After you spend £1,000 in foreign currency in the first 12 months. Subject to application and approval. Offer applies when mininum spend requirement is met. Fees and terms and conditions apply.
£55 Annual Fee. Terms Apply.
Earn Unlimited Points
Additional Benefits
Automatic Marriott Bonvoy Silver Elite Status
Enjoy Silver Elite Status each account anniversary year as a Cardmember, with benefits that include Priority Late Checkout, complimentary WI-FI, 10% more points on eligible purchases at hotels, and more.
10 Elite Night Credits
Each calendar year, you can receive 10 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Additional Elite Night Credits earned after £4,000 spend, max 5 per annum. Limitations apply per Marriott Bonvoy® member Account. Terms apply.
Low Foreign Transaction Fees
Get the Realtime Exchange Rate with 0.5% FX fees.
Point Booster
Earn points faster by rounding up your transactions to the nearest 10p or 20p, and we'll convert the difference to points.
Points That Never Expire
Your points are yours to keep – there's no rush to redeem and no expiry date.
Earn Unlimited Points
Additional Benefits
Automatic Marriott Bonvoy Silver Elite Status
Enjoy Silver Elite Status each account anniversary year as a Cardmember, with benefits that include Priority Late Checkout, complimentary WI-FI, 10% more points on eligible purchases at hotels, and more.
10 Elite Night Credits
Each calendar year, you can receive 10 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Additional Elite Night Credits earned after £4,000 spend, max 5 per annum. Limitations apply per Marriott Bonvoy® member Account. Terms apply.
Low Foreign Transaction Fees
Get the Realtime Exchange Rate with 0.5% FX fees.
Point Booster
Earn points faster by rounding up your transactions to the nearest 10p or 20p, and we'll convert the difference to points.
Points That Never Expire
Your points are yours to keep – there's no rush to redeem and no expiry date.
Marriott Bonvoy® American Express® Credit Card

Marriott Bonvoy® American Express® Credit Card
Earn 20,000
Bonus Points
£95 Annual Fee. Terms Apply.
Representative Example
| Representative | Purchase rate |
| 52.9% | 29.4% |
| APR VARIABLE |
P.A. VARIABLE |
| Assumed borrowing | Annual fee |
| £1,200 | £95 |
Earn 20,000 Welcome Bonus Points
After you spend £3,000 or more on your credit card in the first three months of Cardmembership. 18+, subject to status. New Cardmembers only. Terms Apply.*
Accelerate Your Rewards
- Earn 6 points for every £1 spent at hotels participating in Marriott Bonvoy®
- Earn 2 points for every £1 spent on all other purchases.
More Reasons to Love this Card
Automatic Marriott Bonvoy® Silver Elite status Upon Activation
You will automatically receive Silver Elite status each account anniversary year as a Cardmember. Earn Marriott Bonvoy® Gold Elite status after making £15,000 in eligible purchases on your hotel rewards credit in a calendar year.
15 Elite Night Credits
Achieve your next Elite status faster with 15 Elite Night Credits each calendar year.
Each calendar year you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member Account. Terms apply.
Free Night Award
Earn a Free Night Award (worth up to 25,000 points) after spending £25,000 on eligible purchases following your Card anniversary each year. Redeem it for a one night stay at hotels participating in Marriott Bonvoy. Certain hotels have resort fees
Travel Insurance
Receive coverage for flight cancellations, delayed baggage, and more — plus, get 24/7 help whenever you travel outside the UK. Terms, exclusions, and conditions apply.
This new Cardmember offer is only available if you have not held a personal American Express® Card within the previous 24 months. If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer. To apply you must have a permanent UK home address, be aged 18 or over and earn at least £20k per year. Approval is subject to status and Terms and Conditions apply. Marriott International, Inc., registered in England and Wales, is an introducer appointed representative of American Express Services Europe Limited. The Marriott Bonvoy® American Express® Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Representative Example
| Representative | Purchase rate |
| 52.9% | 29.4% |
| APR VARIABLE |
P.A. VARIABLE |
| Assumed borrowing | Annual fee |
| £1,200 | £95 |
Earn 20,000 Welcome Bonus Points
After you spend £3,000 or more on your credit card in the first three months of Cardmembership. 18+, subject to status. New Cardmembers only. Terms Apply.*
Accelerate Your Rewards
- Earn 6 points for every £1 spent at hotels participating in Marriott Bonvoy®
- Earn 2 points for every £1 spent on all other purchases.
More Reasons to Love this Card
Automatic Marriott Bonvoy® Silver Elite status Upon Activation
You will automatically receive Silver Elite status each account anniversary year as a Cardmember. Earn Marriott Bonvoy® Gold Elite status after making £15,000 in eligible purchases on your hotel rewards credit in a calendar year.
15 Elite Night Credits
Achieve your next Elite status faster with 15 Elite Night Credits each calendar year.
Each calendar year you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member Account. Terms apply.
Free Night Award
Earn a Free Night Award (worth up to 25,000 points) after spending £25,000 on eligible purchases following your Card anniversary each year. Redeem it for a one night stay at hotels participating in Marriott Bonvoy. Certain hotels have resort fees
Travel Insurance
Receive coverage for flight cancellations, delayed baggage, and more — plus, get 24/7 help whenever you travel outside the UK. Terms, exclusions, and conditions apply.
This new Cardmember offer is only available if you have not held a personal American Express® Card within the previous 24 months. If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer. To apply you must have a permanent UK home address, be aged 18 or over and earn at least £20k per year. Approval is subject to status and Terms and Conditions apply. Marriott International, Inc., registered in England and Wales, is an introducer appointed representative of American Express Services Europe Limited. The Marriott Bonvoy® American Express® Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Marriott Bonvoy® American Express® Credit Card Frequently Asked Questions
Yes, you’ll receive a voucher for a Free Night Award every year after you spend £25,000 on your Marriott Bonvoy® American Express® Credit Card in an anniversary year. This is valid for any hotel costing up to 25,000 Marriott Bonvoy® points per night at participating hotels. Certain hotels have resort fees. Learn more
Yes, the Marriott Bonvoy® American Express® Credit Card provides automatic Silver Elite status upon Credit Card activation. Additionally, after making £15,000 in eligible purchases on your Credit Card in one calendar year, you will get upgraded to Marriott Bonvoy® Gold Elite status.
In the UK, Marriott Bonvoy® offers the Marriott Bonvoy® American Express® Credit Card
An Elite Night Credit is the number of qualifying nights a Marriott Bonvoy® member must earn to reach the next status level. The UK Marriott Bonvoy® American Express® Card provides 15 Elite Night Credits each year, allowing Cardmembers to reach the next elite level faster. To learn more about Elite status and Elite Night Credits, please click here.
The Marriott Bonvoy® American Express® Credit Card offers a great variety of benefits to UK residents, among them are American Express® specific travel benefits. Terms, exclusions and conditions apply. For information about travel insurance for this Card, please clickhere.
You will receive 20,000 Marriott Bonvoy® points when you sign up and spend £3,000 within the first three months. You qualify for the bonus if you have not had a personal American Express® Card in the past 24 months. Even if you do not qualify for the bonus, you can still apply.
To apply you must have a permanent UK home address, be aged 18 or over and earn at least £20k per year.
You can transfer your Marriott Bonvoy® points to 40+ different airlines. Learn more
Marriott Bonvoy® Debit Card Frequently Asked Questions
Marriott gives cardholders special travel benefits and allows cardholders to accumulate Bonvoy points through their daily domestic and international spending.
Marriott Bonvoy offers the following debit cards:
- Marriott Bonvoy® Debit Card
- Marriott Bonvoy® Premium Debit Card
You’ll receive the following bonus:
- Marriott Bonvoy® Debit Card: For a limited time, earn 10,000 Welcome bonus points offer when you spend £1K in equivalent foreign currency in the first 12 months.
- Marriott Bonvoy® Premium Debit Card: For a limited time, earn 30,000 Welcome bonus points when you spend £3K in equivalent foreign currency in the first 12 months.
By spending money on your Marriott Bonvoy Debit Card, you will be able to earn Marriott Bonvoy® Points for every £1 of eligible spend as follows:
| Transaction Type | Marriott Bonvoy® Debit Card Points earned/£1 spent |
Marriott Bonvoy® Premium Debit Card Points earned/£1 spent |
|---|---|---|
| UK and Europe | 1 | 1.5 |
| Outside UK and Europe | 2 | 3 |
| Marriott hotels in the UK | 2 | 4 |
| Marriott hotels outside the UK | 4 | 6 |
Points will accumulate with each eligible transaction and will become visible in the Cardholder’s underlying Marriott Bonvoy® Debit Card mobile app.
No. There is no cap on Marriott Bonvoy points earning.
Realtime Exchange Rate with low 0.5% FX fees.
- Marriott Bonvoy® Debit Card: Automatic Marriott Bonvoy Silver Elite status
- Marriott Bonvoy® Premium Debit Card: Automatic Marriott Bonvoy Gold Elite status
Marriott Bonvoy Silver Elite1 status includes the following benefits (subject to the Marriott Bonvoy Program Rules
- Exclusive member rates
- Complimentary enhanced Wi-Fi
- Ultimate Reservation Guarantee
- 10% more points on eligible hotel purchases
- Priority Late Checkout (subject to availability)
For more information on Marriott Bonvoy Silver Elite status, visit here.
Marriott Bonvoy Gold Elite1 status includes the following benefits (subject to Terms and Conditions):
- Exclusive member rates
- Complimentary enhanced Wi-Fi
- Ultimate Reservation Guarantee
- 25% bonus Marriott Bonvoy points on stays
- 2 p.m. Late Checkout (Based on availability)
- Elite Welcome Gift of Marriott Bonvoy points
- Enhanced Room Upgrade (Based on availability)
1Benefits vary by hotel and brand. Room upgrades and other benefits are offered when and where available. For more information on Marriott Bonvoy Gold Elite status, visit here.
You can check your Marriott Bonvoy points balance by signing into your Marriott Bonvoy account online at https://www.marriott.com/sign-in.mi or through the Marriott Bonvoy mobile app.
No
Points will accumulate with each Valid Charge and will become visible in the Cardholder’s underlying Marriott Bonvoy® Debit Card mobile app. Total Marriott Bonvoy Point earning will display in the Marriott Bonvoy Account.
If you are not an existing Marriott Bonvoy Member, you will be automatically enrolled in the Marriott Bonvoy Program upon Card application approval and receive a Marriott Bonvoy Membership Number. Accounts subject to credit approval.
- If you are an existing Marriott Bonvoy Member, the applicant will be responsible for providing their Marriott Bonvoy Membership Number upon Card application approval.
- If the applicant fails to provide the applicant’s Marriott Bonvoy Membership Number, a new Marriott Bonvoy Membership Number will be generated for the applicant. If an existing Marriott Bonvoy Member receives a second Marriott Bonvoy Membership Number, the two Marriott Bonvoy Member Accounts must be merged into one Marriott Bonvoy Member Account. To merge Marriott Bonvoy Member Accounts, please visit: https://help.marriott.com/s/article/Article-22511.
Cardholders can use their points toward a variety of things, such as hotel stays at Marriott properties worldwide, travel experiences, shopping, gift cards, events and more. For more information visit: https://www.marriott.com/loyalty/redeem.mi
| Marriott Bonvoy® Debit Card | Marriott Bonvoy® Premium Debit Card | |
|---|---|---|
| First Card | £0 | £0 |
| Replacement Card | £5 | £5 |
| Annual charge, paid up front on an annual basis | £55 | £175 |
| Exchange rate mark-up on Realtime Exchange Rate | 0.50% | 0.50% |
| ATM withdrawal in foreign currency per month | 0.50% over the Realtime Exchange Rate up to £250 and 2.5% over the Realtime Exchange Rate above £250 | 0.50% over the Realtime Exchange Rate up to £500 and 2.5% over the Realtime Exchange Rate above £500 |
| ATM withdrawal in GBP | n/a | n/a |
Elite Night Credits qualify you to become an Elite member in the Marriott Bonvoy loyalty program at one of the different tier levels and can be earned by staying at participating properties. For example, if you stay one night at a participating Marriott hotel, you'll earn one Elite Night Credit.
- Marriott Bonvoy® Debit Card: 10 per annum
- Marriott Bonvoy® Premium Debit Card: 15 per annum. You can also earn one additional ENC for every £4,000 in Valid Spend, up to a maximum of 5 per annum*
Marriott Bonvoy Debit Cardholders will be able to stack their Elite Night Credits with the AMEX Marriott Bonvoy Credit Card Elite Night Credits and generate up to 35 Elite Night Credits per year.
Yes, Marriott Bonvoy Premium Debit cardholders will earn 1 Free Night Award valued at 25,000 Marriott Bonvoy points upon renewal when you have spent between £5,000 - £9,500 in foreign currency in the previous 12 months.
If you have spent over £9,500 in foreign currency in the previous 12 months your Free Night Award upon renewal will increase by 25,000 to 50,000 Marriott Bonvoy points.
Cardholders can only earn 1 Free Night Award per annual renewal, either worth 25,000 or 50,000 Marriott Bonvoy points.
If you have a complaint, please contact us at [help.marriottbonvoydebitcard@currensea.com]
Yes. However, members must meet the criteria, as defined in the Marriott Bonvoy Program Rules, to receive higher Marriott Bonvoy Elite status.















